Placing a CREDIT FREEZE on EQUIFAX

After the NPD HACK, all people are advised to place CREDIT FREEZES on their credit accounts.

This process prevents new credit to be taken out on an individuals.

Note there is NO CHARGE for this, but you will need to place CREDIT FREEZES ON ALL (3) major credit agencies:

• Equifax
• Transunion
• Experian

The following is the process for placing a CREDIT FREEZE on EQUIFAX

Step 1: Open the Equifax Credit Freeze Site

URL is: https://www.equifax.com/personal/credit-report-services/credit-freeze/

If you don't feel comfortable using this link, Google "Equifax Credit Freeze"

Note that in order to register you will need you SSN, address and cell phone number

Step 2: Enter your personal information in order to create an account

Step 3: Enter your email and account password to finalize setup

Step 4: Verify your phone number by entering the one-time PIN sent to your phone.

Step 5: If all goes well, your account should be setup now, and you will be logged in.

Step 6: Click Place A Freeze

Step 7: Confirm by Clicking Place a freeze again.

Step 8: You should now get a confirmation that the Freeze is complete.

Please note that you will not be able to apply for new loans or credit cards while the freeze is active. If you are going to do that, just log in and "unfreeze" the account, then apply. then "refreeze"